Premium Credit Limited (‘PCL’) is a UK-based provider of premium finance for commercial and retail insurance products. PCL plays an important part in the UK economy, enabling businesses and individuals to spread the cost of their insurance premiums over time.

PCL’s products are a key source of funding for consumers and smaller businesses in the purchase of often mandatory products, such as motor, home or fire insurance. PCL also provides financing for the payment of annual fees such as membership subscriptions, professional fees, commercial service charges and school fees. PCL has approximately two million customers and operates through a network of nearly 4,000 intermediaries.

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Half year review (PDF 8.8mb) Annual review (PDF 1.8mb)